Florida Medicare Plans

Almost half of the Medicare plans in Florida are Medicare Advantage (Plan C) plans. Due to their popularity and the large number of baby boomers in the state, there are many options available for Plan C.

However, depending on your needs, a Medicare Supplement plan might be a more cost-effective choice.

Florida Medicare plans open enrollment

As is the case with every state, Medicare beneficiaries in Florida are eligible for Medicare at age 65. Initial enrollment begins three months before your birth month and lasts three months after. During initial enrollment, you can also apply for Medicare Supplements.

Although you can enroll in a supplement at any time, initial enrollment is the best time to do so because you cannot be turned down due to your health.

Medigap Plans

Medicare Supplements in Florida help cover some or all of the deductibles and coinsurance that Original Medicare doesn’t pay.

This can save you thousands, as Medicare only covers about 80% of outpatient costs.

Another benefit is that you're not restricted to any networks, so you can see any doctor who accepts Medicare.

There are 10 standardized plans, labeled A through N. This means that all plans with the same letter provide the same coverage, and the only difference is the price. Be sure to shop around for the best deal, or you can use our service to save time and money by letting us compare plans for you!

After 2019, new Medicare enrollees in Florida won’t be able to select Medigap Plans C or F, though current beneficiaries can keep these plans.

Since these plans are standardized by the federal government, the only difference will be the price. Make sure you have someone comparing policies to ensure you're getting the best deal.

Medicare Advantage plans

Florida offers up to 68 Medicare Advantage plans in certain counties. Also referred to as Medicare Part C, these private plans cover all the benefits of Original Medicare, along with additional perks such as dental, prescription drug, and vision coverage.

Medicare Part D

Original Medicare and Medicare Supplement plans do not include prescription drug coverage, but you can enroll in Medicare Part D for this benefit. In 2019, Florida offers 27 Part D plans. If you want to avoid paying out-of-pocket for prescriptions, consider a standalone Part D plan or a Medicare Advantage plan that includes drug coverage.

How we can help

Our licensed Medicare plan specialists are here to assist you at no cost. We are committed to helping you find a plan that meets your needs. Since Medicare Supplement plans offer standardized coverage by law, the only difference is the price. We’ll compare policies and secure the best rate for you.

Let us help you for free, so you can be confident you're getting the best value for your healthcare coverage.

Want more help understanding

FLORIDA MEDICARE PLANS

We’re here to help you better understand your Medicare benefits, including Medicare supplements, Medicare Advantage plans, and prescription drug coverage. Learning about these options can help you lower your out-of-pocket healthcare costs that Medicare doesn’t cover.

To make things easier, we’ve put together a comprehensive library of resources for you to explore. When you’re ready, give us a call, and one of our licensed agents will discuss your specific needs, compare available plans in your area, and guide you toward the best choice.

If you decide to enroll through us, our support doesn’t stop there. We’ll continue assisting you throughout your Medicare journey—reviewing your plans each year to ensure they remain the best fit and answering any questions you may have along the way.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.

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