Kansas Medicare Plans

Did you know that Kansas Medicare plans, like those in other states, leave coverage gaps that could result in thousands of dollars in out-of-pocket expenses? This is one reason why Medicare Supplements and Medicare Advantage plans are so popular.

Medicare Supplement plans cover the deductibles, copays, coinsurance, and other costs that Original Medicare doesn’t, potentially saving you thousands. They also give you the flexibility to visit any doctor who accepts Medicare. Medicare Advantage plans provide similar coverage to Original Medicare, but with added benefits such as prescription drug coverage, and in some cases, they may not require an additional premium.

Kansas Medicare plans open enrollment

Medicare beneficiaries in Kansas become eligible for Medicare at age 65. The initial enrollment period starts three months before your birth month and extends three months after. During this time, you can also apply for Medicare Supplement plans.

While you can enroll in a Supplement plan at any time, the initial enrollment period is the ideal time to do so, as you cannot be denied coverage based on your health during this window.

Medigap Plans

Medicare Supplement plans in Kansas help cover some or all of the deductibles and coinsurance left by Original Medicare.

This can save you thousands of dollars since Medicare only covers about 80% of outpatient expenses, and Original Medicare has no limit on out-of-pocket costs. A Supplement plan would cap your out-of-pocket spending.

Another key benefit is that you’re not restricted to any networks and can visit any doctor who accepts Medicare.

There are 10 standardized Medicare Supplement plans, labeled A through N. All plans with the same letter must offer the same coverage, with the only difference being price. Be sure to compare your options, or let us handle the shopping for you to save both time and money!

As of the end of 2019, new Medicare enrollees in Kansas can no longer select Medigap Plans C or F. However, those already enrolled in these plans can continue their coverage.

Since these plans are standardized by the federal government, price is the only variable. Make sure to have someone shop your policy to ensure you're getting the best deal.

Medicare Advantage plans

Kansas offers up to 40 Medicare Advantage plans, depending on your county. Also referred to as Medicare Part C, these private plans provide all the benefits of Original Medicare while offering additional coverage, such as dental, prescription drugs, and vision care.

Medicare Part D

Original Medicare and Medicare Supplement plans do not cover prescription drugs, but you can enroll in Medicare Part D for this coverage. In 2019, Kansas offered 28 Part D plans. To avoid paying out-of-pocket for prescriptions, consider enrolling in a standalone Part D plan or a Medicare Advantage plan that includes drug coverage.

How we can help

Our licensed Medicare plan specialists are here to assist you at no cost. We are committed to helping you find a plan that meets your needs. Since Medicare Supplement plans must offer standardized coverage by law, the only difference is the price. We’ll compare plans to find you the most affordable option.

Take advantage of our free assistance and feel confident that you’re getting the best value for your healthcare coverage.

Want more help understanding

KANSAS MEDICARE PLANS

We’re here to help you better understand your Medicare benefits, including Medicare supplements, Medicare Advantage plans, and prescription drug coverage. Learning about these options can help you lower your out-of-pocket healthcare costs that Medicare doesn’t cover.

To make things easier, we’ve put together a comprehensive library of resources for you to explore. When you’re ready, give us a call, and one of our licensed agents will discuss your specific needs, compare available plans in your area, and guide you toward the best choice.

If you decide to enroll through us, our support doesn’t stop there. We’ll continue assisting you throughout your Medicare journey—reviewing your plans each year to ensure they remain the best fit and answering any questions you may have along the way.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.

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