Ohio Medicare Plans

Ohio Medicare plans, including Original Medicare, do not set limits on out-of-pocket costs. For this reason, many Medicare beneficiaries turn to Medicare Supplements (Medigap) and Medicare Advantage plans to manage their healthcare expenses.

Medicare Supplements can help cover costs like deductibles, copayments, and coinsurance that Original Medicare doesn’t pay, potentially saving you thousands of dollars. They also offer the flexibility to visit any doctor who accepts Medicare. On the other hand, Medicare Advantage plans provide comparable coverage to Original Medicare, often with added benefits such as prescription drug coverage, and may not charge an extra premium.

Ohio Medicare plans open enrollment

Medicare beneficiaries in Ohio become eligible at age 65. The initial enrollment period begins three months before your birth month and continues three months after. During this time, you can also apply for Medicare Supplements.

While you can enroll in a supplement plan at any time, the initial enrollment period is the best time to do so, as you cannot be denied coverage based on your health during this window.

Medigap Plans

Medicare Supplements in Ohio cover some or all of the deductibles and coinsurance that Original Medicare does not cover.

This can save you thousands of dollars, as Medicare only pays about 80% of outpatient expenses and has no limit on out-of-pocket costs. A supplement plan would set a cap on your out-of-pocket spending.

Another key advantage is that you aren’t restricted to specific networks and can see any doctor who accepts Medicare.

There are 10 standardized plans, labeled A through N, that offer the same coverage. The only difference between plans with the same letter is the price, so be sure to shop around for the best deal. Alternatively, you can use our service to save both time and money as we handle the shopping for you!

After 2019, new Medicare enrollees in Ohio will no longer be able to select Medigap Plans C or F. However, those who already have these plans can keep them.

Since these plans are standardized by the federal government, the only difference is the price. Be sure someone is shopping your policy to ensure you're getting the best value.

OHIO MEDICARE SUPPLEMENTS

Medicare Advantage plans

Ohio offers up to 60 Medicare Advantage plans, depending on your county of residence. Also known as Medicare Part C, these private plans provide all the benefits of Original Medicare, along with additional perks such as dental, vision, and prescription drug coverage.

In Ohio, the open enrollment period for Medicare Advantage runs from January 1 to March 31. During this time, individuals already enrolled in Medicare Advantage can switch to a different plan or choose to return to Original Medicare.

Medicare Part D

Original Medicare and Medicare Supplement plans do not include prescription drug coverage, but you can enroll in Medicare Part D for this benefit. In Ohio, there are 26 Part D plans available in 2019. If you want to avoid paying out-of-pocket for prescriptions, consider exploring Medicare Advantage or a standalone Part D plan.

How we can help

Our licensed specialists are here to assist you at no cost. We take pride in helping you find a plan that meets your needs. Since Medicare Supplement plans are legally required to offer standardized coverage, the only difference will be the price. We'll compare policies to ensure you get the best price available.

Let us offer our free assistance, so you can feel confident you're getting the best value for your healthcare coverage.

Want more help understanding

OHIO MEDICARE PLANS

We’re here to help you better understand your Medicare benefits, including Medicare supplements, Medicare Advantage plans, and prescription drug coverage. Learning about these options can help you lower your out-of-pocket healthcare costs that Medicare doesn’t cover.

To make things easier, we’ve put together a comprehensive library of resources for you to explore. When you’re ready, give us a call, and one of our licensed agents will discuss your specific needs, compare available plans in your area, and guide you toward the best choice.

If you decide to enroll through us, our support doesn’t stop there. We’ll continue assisting you throughout your Medicare journey—reviewing your plans each year to ensure they remain the best fit and answering any questions you may have along the way.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.

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