South Carolina Medicare Plans

If you're searching for South Carolina Medicare plans that provide enough coverage to make frequent hospital visits affordable, you might need to consider adding a Medicare Supplement (Medigap) or Medicare Advantage plan.

Medicare Supplements help cover deductibles, copayments, coinsurance, and other costs not covered by Original Medicare, potentially saving you thousands of dollars. They also offer the flexibility to visit any doctor who accepts Medicare. Medicare Advantage plans provide coverage similar to Original Medicare but include additional benefits, such as prescription drug coverage, and may not require an extra premium.

South Carolina Medicare plans open enrollment

Medicare beneficiaries in South Carolina become eligible for Medicare at age 65. The initial enrollment period starts three months before your birth month and continues for three months after. During this time, you can also apply for Medicare Supplements.

While you can enroll in a supplement at any time, the initial enrollment period is the best time to do so, as you cannot be denied coverage based on your health.

Medigap Plans

Medicare Supplements in South Carolina help cover some or all of the deductibles and coinsurance that Original Medicare doesn’t pay.

This can save you thousands of dollars, as Medicare typically covers only about 80% of outpatient costs and has no limit on out-of-pocket expenses. A supplement can provide a cap on your out-of-pocket spending.

One additional benefit is that you aren’t restricted to any networks and can see any doctor who accepts Medicare.

There are 10 standardized plans, labeled A through N, which means all plans with the same letter offer the same coverage, with the only difference being the price. Be sure to compare your options, or use our service to save time and money by letting us do the shopping for you!

After 2019, new Medicare enrollees in South Carolina will no longer be able to choose Medigap Plans C or F. However, those already enrolled in these plans can keep them.

Since these plans are standardized by the federal government, the only difference will be the price. Make sure you have someone compare policies to ensure you're getting the best deal.

Medicare Advantage plans

South Carolina offers up to 41 Medicare Advantage plans, depending on your county. Also known as Medicare Part C, Medicare Advantage is a private plan that provides all the benefits of Original Medicare, along with additional perks such as dental, vision, and prescription drug coverage. In South Carolina, the open enrollment period for Medicare Advantage runs from January 1 to March 31. During this time, individuals already enrolled in Medicare Advantage can switch to a different plan or choose to return to Original Medicare.

Medicare Part D

Original Medicare and Medicare Supplement plans do not include prescription drug coverage, but you can enroll in Medicare Part D for this benefit. In South Carolina, there were 26 Part D plans available in 2019. To avoid paying out-of-pocket for prescriptions, consider a standalone Part D plan or a Medicare Advantage plan that includes drug coverage.

How we can help

Our licensed Medicare plan specialists are here to help you at no cost. We are committed to finding a plan that fits your needs. Since Medicare Supplement plans must offer standardized coverage, the only difference is the price. We’ll compare your options and find the lowest price for you.

Take advantage of our free service to ensure you're getting the best value for your healthcare coverage.

SHOP SOUTH CAROLINA PLANS

Want more help understanding

SOUTH CAROLINA MEDICARE PLANS

We’re here to help you better understand your Medicare benefits, including Medicare supplements, Medicare Advantage plans, and prescription drug coverage. Learning about these options can help you lower your out-of-pocket healthcare costs that Medicare doesn’t cover.

To make things easier, we’ve put together a comprehensive library of resources for you to explore. When you’re ready, give us a call, and one of our licensed agents will discuss your specific needs, compare available plans in your area, and guide you toward the best choice.

If you decide to enroll through us, our support doesn’t stop there. We’ll continue assisting you throughout your Medicare journey—reviewing your plans each year to ensure they remain the best fit and answering any questions you may have along the way.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.

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